Monday, March 28, 2016

Better Hearing Costs Less Than You Think



Dr. Lance F. Greer, Au.D., FAAA
According to a USA Today article recently published, the typical American coffee drinker spends $3.01 per day on coffee, loses $1.10 per day on gambling and spends approximately 1% of their annual household expenses on alcohol.  So you may ask yourself what this has to do with better hearing.

In the United States, there are approximately 35 Million people with hearing loss of some degree.  Studies show that only about 22% of those with hearing loss actually seek help and treatment options.  The reasons that the 78% do not purchase better hearing are due to a variety of reasons.  Some of those include; stigma of hearing instruments, the feeling that one is getting old, inconvenience and the perception that they are just too costly.

The later objection is the issue I wish to discuss.  Many who do not purchase hearing instruments and even some of those that may purchase hearing instruments, do not realize the actual costs to deliver a high quality product as well as exceptional service.  Additional value added costs, which are often overlooked, are some of the services that are the most important for a successful, long term fitting experience.  These include:

3 year unlimited repair warranty - The manufacturer will repair unlimitedly your device if it ceases to function.
3 year loss/damage replacement coverage - The manufacturer will replace your lost or damaged hearing instrument one time during coverage period.  A deductible will apply.
Unlimited access to a Doctor of Audiology - You will be able to make an appointment with one of our Doctor's of Audiology at anytime during the in-house service period for no additional cost.
Free Battery Plan - With each purchase you are entitled to batteries at no additional cost for the length of the in-house treatment plan.
Walk-in repair lab - You have access to our walk-in lab where our technicians will see you on a walk-in basis and will have you out the door generally in less than 15 minutes.
Electro-acoustical analysis of hearing technology - We can evaluate the real time performance of your hearing devices with a machine that the manufacturer uses.

These are a few of the services that come with each and every purchase, which you will not get when you purchase hearing instruments over the internet or typically through big box retail centers.  These services are vital for the long-term success of any hearing instrument wearer. So the real cost to you for better hearing and superior support for a long-term successful hearing usually costs between $0.68 - $3.19 per day, which is about what you would spend on coffee or diet Coke each day.
We invite you to make an appointment with one of our Doctor's of Audiology today for a FREE, No obligation, hearing treatment consultation by calling 435-215-1402. Advanced Hearing is located at at Coral Desert Health Center, 1490 E. Foremaster Dr. #360 in St. George. Go to http://www.hearingaiddoctor.com/ for more information.

Dr. Lance F. Greer, Au.D., FAAA, grew up in Heber, Arizona and has been in the St. George area for the past 14 years and is a co-owner of Advanced Hearing & Balance Specialists. His wife’s name is Shannon and they are the parents of 5 children. They enjoy traveling and spending time with their team of swimming children. He has been a member of the Dixie Sunrise Rotary Club and enjoys serving others in the community. in 1998, Dr. Greer developed the newborn hearing screening program at DRMC and currently serves as the Director of this program. He graduated with his Masters of Science in Audiology in 1997 from Brigham Young University and was conferred his Doctor of Audiology degree from the PCO School of Audiology in December 2003. Dr. Greer specializes in:
  • Hearing Aid Sales, Service and Counseling Specialist
  • Earmold and Hearing Protection Specialist
  • Diagnostic Medical Hearing Assessments for Adults and Children
  • Diagnostic Balance and Dizziness Assessment of Adults
  • Vestibular Rehabilitation Specialist
  • Industrial Hearing Conservation Specialist

Friday, March 25, 2016

What is "Probate"?



Phillip G. Gubler and Thomas J. Bayles, Attorneys at Law
Everyone has heard of probate and knows they do not want their estate probated, but not everyone knows what it means. 

Probate is a court-supervised proceeding which allows property to be transferred from a decedent to the decedent's beneficiaries, usually through a Will.  If a decedent dies with no will, the court will also determine the heirs of the decedent.  The downside to probate is that it can be time consuming, costly, and the information in a probate is a matter of public record.

In a probate, the court will appoint a Personal Representative and will oversee the process of  (1) identifying the deceased person's property, (2) paying debts, (3) identifying heirs, and (4) distributing property to the heirs.  The Personal Representative may be named in the decedent’s Will and may be the surviving spouse, a child of the decedent, or other family member, a bank’s trust department or other professional. 

The Personal Representative’s duties will include (1) inventorying and safeguarding all estate assets; (2) appraising and valuing all estate assets; (3) dealing with creditors' claims; (4) filing income tax returns for the decedent and the estate; (5) distributing assets of the estate; (6) preparing accountings for the court; and (7) closing the estate.

It is important to note the Personal Representative has a duty to the creditors of the estate and the beneficiaries of the estate.  The Personal Representative must act prudently in order to avoid creating personal liability for failure to properly administer the estate.   Consequently, the Personal Representative will need the assistance of an experienced estate planning attorney and an accountant.

Life insurance, retirement accounts, and property held as joint tenants with rights of survivorship pass to the appropriate beneficiary and do not need court confirmation.  In addition, property held in a living trust is not usually subject to probate.

JensenBayles, LLP provides a broad spectrum of legal services.  Thomas J. Bayles has been actively providing advice in the areas of trusts, wills, probate and tax planning in the St. George market for over 15 years. Please visit our web site www.jensenbayles.com or call 435-674-9718 and ask for Thomas J. Bayles or Phillip G. Gubler. The information in this article is for educational purposes only and is not intended to be construed as legal advice.

Monday, March 7, 2016

MICHAEL S. WILDE JOIN SNOW JENSEN & REECE AS NEW ASSOCIATE


Michael S. Wilde
St. George, UT, March 7, 2016 – The law firm Snow Jensen & Reece (SJ&R), one of southern Utah's leading law firms, announces the addition of a new associate attorney, Michael S. Wilde.

Michael was born and raised in Salt Lake City, Utah. He graduated from Brigham Young University with a degree in Economics in 2009, and then attended Notre Dame Law School in Indiana, where he graduated with honors in 2012. During law school, Michael was a judicial extern for the Honorable Bruce S. Jenkins of the U.S. District Court for the District of Utah. Following law school, Mr. Wilde practiced at Blackburn & Stoll, LC in Salt Lake City until he joined SJ&R in 2016. His practice will focus in the areas of general commercial litigation, real estate litigation, insurance coverage and defense, and contracts.

Senior partner Lowry Snow said, “We are extremely pleased to have Michael join our firm. He has demonstrated superior academic achievement while obtaining valuable legal experience in the legal field.  He will make a great addition to our group.”

V. Lowry Snow and Curtis M Jensen established SJ&R in 1986. Their goal was to establish a firm that would become recognized as one of the premier legal institutions in Utah. Over the years, SJ&R has been joined by the brightest, most capable and hard-working group of attorneys and staff who have added depth and expertise to meet this goal of its founders.

The law firm of Snow Jensen & Reece (SJ&R) has established itself as one of Utah’s most respected and renowned law firms during the past nineteen years. The firm is committed to offering the highest level of quality professional services with competence and integrity. SJ&R's knowledgeable, experienced attorneys have effectively represented clients in thousands of cases and pride themselves on a long tradition of community involvement.

Snow Jensen & Reece has earned the highest rating possible by legal rating guide Martindale-Hubbell, which means their colleagues have designated them as preeminent in their field. For more information you can reach SJ&R at 435-628-3688 or at snowjensen.com.